| PDS |
View Policy Wording |
View Policy Wording |
View Policy Wording |
| |
Leisure International |
Budget International |
Leisure Frequent Traveller |
| MEDICAL EXPENSES – Section 1 |
| Medical Expenses Incurred Outside Of NZ |
Unlimited |
$1,000,000 |
Unlimited |
| Continuing Medical Expenses Incurred Within NZ |
$3,000 |
$400 |
$3,000 |
| Cash In Hospital |
$6000 |
- |
$6,000
|
| Cash In Hospital - Daily Limit |
$75 |
- |
$75 |
| Total And Permanent Disability |
$50,000 |
$10,000 |
$50,000 |
| DENTAL EXPENSES – Section 2 |
| Emergency Dental Expenses Incurred Outside Of NZ - Due To Injury |
Unlimited |
$400 |
Unlimited |
| Emergency Dental Expenses Incurred Outside Of NZ - Due To Sudden And Acute Pain |
$2,000 |
$400 |
$2,000 |
| Continuing Dental Expenses Incurred Within NZ Due To Injury Overseas |
$2,000 |
- |
$2,000
|
| CANCELLATION AND ADDITIONAL EXPENSES – Section 3 |
| Cancellation Costs |
Unlimited |
$5,000 |
Unlimited |
| Additional Costs |
Unlimited |
$5,000 |
Unlimited |
| Tour Cancellation
|
Unlimited |
- |
Unlimited |
| Financial Default |
$10,000
|
- |
$10,000
|
| EXTRA TRAVEL COVER – Section 4 |
| Free Cover For Dependant Children |
YES |
NO |
YES |
| Travel Delay |
$5,000
|
$500
|
$5,000
|
| Travel Delay - Sub-Limit
|
$300
|
$125 |
$300
|
| Airfare Compensation
|
$5000 |
- |
$5000 |
| Resumption Of Trip
|
$10,000
|
- |
$10,000
|
| Missed Connection/Special Events
|
$5,000
|
- |
$5,000
|
| Internet Use And Telephone Calls |
$250
|
$250
|
$250
|
| Legal Costs
|
$10,000
|
$1,000
|
$10,000
|
| Hijacking
|
Unlimited
|
- |
Unlimited
|
| Kidnapping
|
$20,000
|
- |
$20,000
|
| Golf Green Fees
|
$200
|
- |
$200
|
| Hiring Replacement Golf And Sport Equipment
|
$200
|
- |
$200
|
| Alternative Staff
|
- |
- |
- |
| RENTAL VEHICLE EXPENSES – Section 5
|
| Rental Vehicle Insurance Excess
|
$5,000
|
- |
$5,000
|
| Return Of Rental Vehicle
|
$500 |
- |
$500 |
| DEATH EXPENSES – Section 6 |
| Death By Injury
|
$50,000
|
$10,000
|
$50,000
|
| Repatriation Of Remains Or Funeral Expenses
|
$20,000
|
$10,000
|
$20,000
|
| BENEFITS BACK HOME – Section 7 |
| Loss Of Income |
$12,000
|
- |
$12,000
|
| Loss Of Income - Monthly Limit
|
$2,000
|
- |
$2,000
|
| Home Services
|
$750
|
- |
$750
|
| Domestic Pets
|
$500
|
- |
$500
|
| LUGGAGE – Section 9 |
| Luggage And Personal Effects
|
$20,000
|
$5,000
|
$20,000
|
| Personal Computer Item Sub Limit
|
$2,500
|
$500
|
$2,500
|
| Video, Camera Item Sub Limit
|
$2,500
|
$500
|
$1,500
|
| Other Item Sub Limit
|
$1,500
|
$500
|
$1,500
|
| Emergency Baggage
|
$1,500
|
$300
|
$1,500
|
| Cash
|
$750
|
-
|
$750
|
| Replacement Of Passports And Travel Documents |
$2,000 |
$500 |
$2,000 |
| Emergency Business Equipment
|
- |
- |
- |
| Emergency Business Clothing Hire |
- |
- |
- |
| PERSONAL LIABILITY - Section 10 |
| Personal Liability |
$2,500,000 |
$500,000 |
$2,500,000 |
| OPTIONS - Section 11 |
| Snow Sports Package |
YES |
YES |
YES |
| Increased Rental Vehicle Insurance Excess Cover |
YES |
NO |
YES |
| Valuables And Specified Items |
YES |
NO |
YES |
|
This list is a summary of benefits only. Please refer to the relevent section of the policy wording for full details of cover